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SHARE DRAFT ACCOUNTS 
We offer checking accounts with no monthly fees and no per check charges. Overdraft protection is available as a transfer from savings or a line of credit. No dividends will be earned on this account.
Debit cards are now available.
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INTERNET BANKING
ServiceCU Online Allows you to view your savings and loan balances, access up to 90 days of account history, transfer funds from one SCU account to another or request a check from your account.
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SHARE ACCOUNTS
Members can set up share accounts for their savings. The Board of Directors shall declare a dividend on these accounts on a monthly basis.
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HOLIDAY ACCOUNTS
Save for the holidays by putting a little aside each month into our Holiday account. There is a maximum deposit of $4000.00 and a fee for early withdrawals.
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SHARE CERTIFICATES
We currently offer 182 day and 365 day share certificates. Each requires a minimum deposit of $2500.00. The rate on these certificates is competitive with rates in the local market.
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LOANS - PERSONAL AND HOME EQUITY
Secured Loans
If you are looking to finance a vehicle, boat or other personal item, look to Service Credit Union for a loan. We offer loans at rates competitive with those of other lending institutions. Plus, we offer the benefit of payroll deduction!
Personal Loans
Service Credit Union will make loans up to $5000.00 with no collateral. This type of loan offers an attractive alternative to using a credit card to make a purchase since the interest rate is lower than that of a credit card.
Home Equity Loans
If you have built some equity in your home, a home equity loan may be a way for you to obtain a loan with tax deductible interest!
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MONEY ORDERS
Money orders have become a popular way of paying for items ordered off the Internet. They are perfect for those situations where a personal check will not be accepted. They are available for a nominal fee of $1.50. Sorry, we cannot accept checks for purchase of money orders.
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PAYROLL DEDUCTION
Payroll deduction is an easy and convenient way for you to save or make loan payments. Your payroll deductions are not posted until the date of the payroll.
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NOTARY SERVICE
When you need to have your signature witnessed by a notary public, stop by the credit union office. There is no fee for this service.
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STATEMENTS
Statements for members with electronic transactions will be mailed monthly. Other member statements are mailed quarterly. You will receive them in April, July, October, and January.
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ANNUAL MEETING
The annual meeting is your opportunity as a shareholder of the credit union to voice your opinions on the policies, operation, and financial position of the credit union. The election of members to the Board of Directors takes place at the annual meeting to allow members the opportunity to select fellow members to represent their interests.
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QUARTERLY NEWSLETTER
To help you stay informed print a copy of our NEWSETTE each quarter, with information on our loan and savings rates, new services, and much more. For up to the minute rate information, visit Loan Rates or Savings Rates
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