** Members wishing to refinance existing SCU loans must add at least $5000 new money to get the rate. All rates subject to change without notice. Vehicle value determines loan term. 72 months available for vehicles with NADA value greater than $25,000. Vehicle loan Payments equal $14.97 per $1000 borrowed for 72 month term; $17.75 per $1000 borrowed for a 60 month term; $21.92 per $1000 borrowed for a 48 month term; $28.86 per $1000 borrowed for a 36 month term. Membership eligibility required - see www.service-cu.com/pages/aboutscu for eligibility.
* 3.25 % APR variable Annual Percentage Rate ("APR") in effect as of 3/22/2013 for home equity lines of credit with 70% maximum combined loan to value (LTV) on homestead property (prime plus a margin of 0%). The index is the highest bank prime rate published in the FEDERAL RESERVE statistical release H.15 SELECTED INTEREST RATES as of the twenty-second day of the months of March, June, September and December. The APR is subject to change quarterly and may increase or decrease but will not exceed 18.00%. Minimum line to open the account is $5,000.00. Maximum line is $60,000.00. Subject to credit approval and property evaluation. Consult your tax advisor regarding deductibility of interest. Property, flood and/or title insurance, if applicable, are required. There is an annual fee of $25.00. Estimated fees paid to third parties generally total between $121 - $196. Membership required.
+ $5000 loan maximum. Loan amount may be reduced if member is using unsecured funds another loan. Payment for $5000 at 8.75% APR for 36 months is $158.41. Members wishing to refinance existing SCU loans must add at least $1000 new money to qualify for the special rate.
Home Equity Loans
Our maximum home equity loan amount is $60,000.00. The maximum term is 15 years. (Available with demand feature closed end loans only). We offer a Home Equity line of Credit (HELOC) also. Call 920-433-1784 for more information.
If you are interested in a home equity loan and would like to determine if you have enough equity in your home to qualify, check out the home equity loan program (this is a worksheet in Adobe Acrobat PDF format. If you do not have Acrobat reader, you can download a copy free).